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States where gift cards are redeemable for cash
Illinois : No post-purchase fees.
State Gift Card Consumer Protection Laws 2013 Update.
Does not cover rewards or loyalty cards, prepaid wireless telephone service cards, or cards that are useable at multiple unaffiliated merchants.
No fees except for purchasing the card itself.Texas : Expiration or fees and other terms must be clearly and conspicuously disclosed at time of 270 wsm vs 308 win purchase.Some retailers use the gift card system for refunds in lieu of cash thereby assuring that the customer will spend the funds at their store.California : No expiration dates.Those laws are not included here.Any card with a cash value of 10 or less may be redeemed for cash at the consumers request.
Does not cover rewards or loyalty cards, or cards issued for a food product.
All eligible gift cards reloadable or not that have 5 or less remaining value may be redeemed for cash.
They are backed by an on-line electronic system for authorization.
With simple diy gifts for boyfriend some retailers filing for bankruptcy, you should be aware of the rules governing gift cards in a bankruptcy proceeding.The latter, however, thinkpad promotion code tend to have fewer problems with card value decay and fees.Does not include prepaid phone cards or cards usable with multiple merchants."Gift Cards with a Personal Touch".Does not cover prepaid internet or telephone service cards, rewards cards, or prepaid bank or credit cards.For example, some states prohibit gift cards from ever expiring, which is a stronger protection than the ban on expiration dates sooner than five years found under the card Act.As a result, these types of gift cards may not be your best bet. In this respect, California law is more consumer friendly than the federal law.Many cards have no value until they are sold, at which time the cashier enters the amount which the customer wishes to put on the card.2 Closed loop gift cards are subject to rules set by different state regulations, and issuing authorities vary widely in the rules they set for the consumer.
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